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Who we are

At SmartBorrowing, our mission is to provide students, parents, and educators with all the information, tools, and resources they need to make smart financial decisions when it comes to paying for college. SmartBorrowing.org is powered by Cognition Financial, which was founded in 1991 with the goal of helping students reach their educational goals through access to funding.

How we help

We enable college students and their support systems to thrive by offering

  • Free resource content
  • Scholarship giveaways
  • Quick and to-the-point FAQs
  • Decades of experience
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